CATEGORY / My Blog

Reassurance: Who Has the Cheapest Auto Insurance

Who Has the Cheapest Auto Insurance? Good question

I was so proud of myself when I bought my car all on my own. I mean, from start to finish. I saved the down payment, did all the research, shopped around, and negotiated a price all by myself. It was my first adult purchase and I felt pretty great about how much work I’d put in.

So why did I royally freak out when it was time to find insurance? After everything that I went through with the car, you would think finding coverage would have been no big deal for me. Here’s the problem: I forgot to budget for it. Like, for the months and months that I saved up for the car, I realized that I would need to also pay for insurance. Obviously. And then I got so excited when I was actually negotiating the price of my car that I totally forgot all about it.

Now, I had enough income every month to cover it but it would have to come out of other parts of my budget, like food and gas and other important stuff. Because I just forgot to factor it in. The only thing I could do was to re-budget and spread some things around.

Finding the cheapest auto insurance

Even after doing that, things were still a little tight. And then I had an idea.  I asked myself, who has the cheapest car insurance? That way, I didn’t have to make up too much of a difference. Getting leads on affordable companies was actually pretty easy. And thank goodness because I had to have this all figured out before I could take my car home! I mean, I didn’t want to drive it without insurance, right?

I decided to go with some very cheap car insurance no deposit needed; which I found here: http://www.verycheapcarinsurancenodeposit.com/

Anyway, when I finally figured it out, I was even more proud of myself. Like, I’d throw myself into a panic spiral because I felt so unprepared to handle finding decent, affordable insurance. Then, I figured it out. This might sound silly, but it made me feel even more confident about the decision to buy the car in the first place. Like, yeah! One more thing I figured out all by myself, I am so good at being a grown up.

Things have worked out pretty well! My budget was a little tight but I got an unexpected promotion a few weeks after I bought the car! So, all of my worries would have taken care of themselves anyway. But I’m kind glad they didn’t. The whole experience really made me feel pretty great. if I didn’t find some cheap car insurance with no deposit I may have been in trouble!

A Stroke of Luck: Very Cheap Car Insurance, No Deposit

Very Cheap Car Insurance, No Deposit – How I got lucky

I guess you could say I was really lucky that I got the car in the first place. My mom bought a new car and gave her old one to my older sister. So, my sister’s old car came to me. I didn’t really mind that it was a hand-me-down kind of situation. My sister has a kid and everything and I’m still in school so she needed the newer, more reliable car. I was just glad to finally have some wheels of my own.

Having a car when I was away at school opened up a lot of opportunities for me. First of all, my social life took off because I could actually venture off campus without begging for a ride or relying on the bus. People started begging me for rides but I didn’t mind. I was also able to get a much better job because now I had the opportunity to go off campus to find something that paid a little more than the work study I had been doing. I’d be fine with money once I went back to school and started working.


That was later, though, after I already worked out all the details. Before I could take it to school in the first place, I’d have to get insurance. And not just any insurance. Here’s what I needed: very cheap car insurance no deposit. I felt like that was asking a lot. I have to admit, I didn’t really have high hopes. I’d already worked out how I was going to butter up my mom to lend me the money, even if it meant I didn’t get any Christmas presents that year. Or the next one.

So who has the cheapest auto insurance?

I asked around. Most of my friends had a lot of great suggestions for companies to contact. I didn’t even bother to ask about a deposit because I just assumed that I’d have to pay one. Then one of the guys in my dorm just casually mentioned that his company didn’t even charge him a deposit. Everyone else chimed in that they didn’t have to pay one either.

I was stunned. I mean, I just assumed I was going to need a deposit. Looking back, though, I realized that no one ever told me that. I jumped to the conclusion that very cheap car insurance was like a unicorn or something. Turns out, it’s not as elusive as you might think.

Get The Cheapest Car Insurance Online

To have car insurance nowadays definitely is very important, additionally, if you had an accident, a good car insurance will be really worth the money you pay out. Although it’s highly relevant, a lot more than likely you don’t want to invest more cash as possible in your car insurance. Paying that coverage cost every month, quarter, or year can be a burden. however, there are methods to find car insurance that won’t break your budget project.

Obviously, one amongst the most effective places to search for auto insurance is on the internet. Of course, online car insurance marketplace is hardly competitive which opens up the door for you to find some awesome quotes on your car insurance. In case you want to really be sure you are getting the cheapest car insurance quotes online as actually possible, some of the subsequent tips and tricks could help you out.

Match different prices and arrangements

To find the cheapest online car insurance, you’ll have to do a little bit analysis. Rather than accepting the very first offer from the initial company gazed at, take your time for matching up different insurance firms. Make sure you’re looking at both: Firstly, the price (mostly overrated factor) as well as the plan when you are comparing. Some companies may appear to possess a much better cost, but when you’ll take a look at the insurance coverage, it may not offer what another more expensive plan provides. You may take a close look at what the plan actually offers and of course the most important factor, the price, and then face a decision on the most reasonable plan that will match your needs.

Look out if you can combine insurances

While looking online for good car insurance quotes, you may wish to see if there possibly are firms which will allow you to integrate the insurances you want to take along. Some companies will offer you homeowners insurance coverage in addition to your car insurance. Most times you can really get a good discount if you possess more than one kind of insurance with the company.

Look for the Track Record of the Insurance Company

When looking for cheap car insurance online, right before deciding upon a particular company, you might want to check their track record. Discover how they were placed on customer service if they aren’t good at paying out the money plus if they are mostly financially solid. If the company isn’t financially stable, the low price often isn’t worth it if the company disappears and can’t pay you out in case you have an accident. The track record of an insurance firm is very important, make sure to control this point before looking for the cheap online rate.

Finding a cheap car insurance doesn’t have to be hard: Actually, with just a very few clicks of your computer mouse you have the possibility check out online rates. Be sure to take your time when looking around for cheap car insurance with online car insurance quotes.

loading
×